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	<title>BANK TALK &#187; Republic Bank of Kentucky</title>
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	<description>Exploring the Finances of the Unbanked</description>
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		<title>Refund Loans at Republic in 2012</title>
		<link>http://banktalk.org/2011/07/01/refund-loans-at-republic-in-2012/</link>
		<comments>http://banktalk.org/2011/07/01/refund-loans-at-republic-in-2012/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 17:30:46 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3760</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsA tax preparer in Texas tells me that Republic is telling its ERO partners that they will be able to offer refund loans for part of the 2012 tax season. Republic is telling aggregators &#8211; the folks that provide middle-path services that help EROS file to the bank &#8211; that the FDIC has decided to [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>IRS will not Expand the Split Refund</title>
		<link>http://banktalk.org/2011/06/30/irs-will-not-expand-the-split-refund/</link>
		<comments>http://banktalk.org/2011/06/30/irs-will-not-expand-the-split-refund/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 11:00:46 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>
		<category><![CDATA[split refund]]></category>
		<category><![CDATA[VITA]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3739</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe Internal Revenue Service says that it will not allow consumers to direct any part of their tax refund to pay to settle their tax preparation fees. The new split refund proposal would have cleared the way to solve a pending problem for consumers. With the likely elimination of refund anticipation loans, consumers will have [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/06/30/irs-will-not-expand-the-split-refund/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Republic Gives Optimistic Report on Early RALs</title>
		<link>http://banktalk.org/2011/03/01/republic-gives-optimistic-report-on-early-rals/</link>
		<comments>http://banktalk.org/2011/03/01/republic-gives-optimistic-report-on-early-rals/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 22:08:27 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3332</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bancorp published a very upbeat update on its early tax season results (see 8-k here).  Republic says that TRS managed to increase net income within its Tax Refunds Solution division by 70 percent, compared to the same period in 2010, due to higher RAC volume, lower-than-expected default rates, and higher RAL margins. Republic said [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/03/01/republic-gives-optimistic-report-on-early-rals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Whither Jackson Hewitt?</title>
		<link>http://banktalk.org/2010/11/18/whither-jackson-hewitt/</link>
		<comments>http://banktalk.org/2010/11/18/whither-jackson-hewitt/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 16:33:27 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[JTX]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[refund anticipation loan]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=2932</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsTax preparation firm Jackson Hewitt has until Saturday to meet the terms of its line of credit agreement with Wells Fargo. Wells Fargo stipulated that JTX needed to have full funding for its refund anticipation loan (RALs) offerings for the upcoming tax season.  Currently, Jackson Hewitt has funding lined up with Republic Bank of Kentucky [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does OTS&#8217; Slam Down on MetaBank Help Republic Bank?</title>
		<link>http://banktalk.org/2010/10/13/does-ots-slam-down-on-metabank-help-republic-bank/</link>
		<comments>http://banktalk.org/2010/10/13/does-ots-slam-down-on-metabank-help-republic-bank/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 20:39:32 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[MetaBank]]></category>
		<category><![CDATA[OTS]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=2793</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsMetaBank&#8216;s loss may be Republic&#8217;s gain. That could be an unintended consequence of yesterday evening&#8217;s Supervisory Directive from the OTS that pushed MetaBank out of the refund anticipation loan market. Republic Bank (Kentucky) is an FDIC-regulated bank that has provided refund loans to Jackson Hewitt for some time. In 2010, Republic stepped in and added [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2010/10/13/does-ots-slam-down-on-metabank-help-republic-bank/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Confirmed: RALs Over for River City and Perhaps for Republic</title>
		<link>http://banktalk.org/2010/02/24/confirmed-rals-over-for-republic-and-river-city/</link>
		<comments>http://banktalk.org/2010/02/24/confirmed-rals-over-for-republic-and-river-city/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 16:10:18 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>
		<category><![CDATA[River City]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=1734</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe FDIC is shutting down refund anticipation loans and refund anticipation checks. I just spoke to a source at River City Bank in their tax group. I asked him if could confirm that the FDIC told River City that they had to stop making refund anticipation loans. &#8220;Yes,&#8221; he said, &#8220;it is true.&#8221; Why? &#8220;As [...]]]></description>
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		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Republic&#039;s Quarter Might be a Short-Term Trend that belies problems</title>
		<link>http://banktalk.org/2009/04/23/republics-quarter-might-be-a-short-term-trend-that-belies-problems/</link>
		<comments>http://banktalk.org/2009/04/23/republics-quarter-might-be-a-short-term-trend-that-belies-problems/#comments</comments>
		<pubDate>Thu, 23 Apr 2009 19:17:22 +0000</pubDate>
		<dc:creator>Adam R.</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>

		<guid isPermaLink="false">http://thisismyhomebook.wordpress.com/?p=895</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bank (RBCAA) of Louisville reported its earnings today.  First quarter earnings jumped by 16 percent, to $1.24 per share.  Given that its stock is currently trading between $21 and $22 per share, that&#8217;s indicative of a stock that could be undervalued. A closer look at the results shows that most of its income came [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2009/04/23/republics-quarter-might-be-a-short-term-trend-that-belies-problems/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Who is Minding the Hen House at Republic?</title>
		<link>http://banktalk.org/2009/03/30/who-is-minding-the-hen-house-at-republic/</link>
		<comments>http://banktalk.org/2009/03/30/who-is-minding-the-hen-house-at-republic/#comments</comments>
		<pubDate>Mon, 30 Mar 2009 20:52:57 +0000</pubDate>
		<dc:creator>Adam R.</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Louisville]]></category>
		<category><![CDATA[RALs]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>
		<category><![CDATA[Tragers]]></category>

		<guid isPermaLink="false">http://thisismyhomebook.wordpress.com/?p=819</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe FDIC had issued a cease and desist order for Republic Bank and its RAL business.  Wait &#8211; it&#8217;s not a clean sweep, however.  The cease and desist does not mean that it can not make RALs but that it applies to the practices and policies that lead to the violations.  Yet to correct their [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2009/03/30/who-is-minding-the-hen-house-at-republic/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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