Posted on December 19, 2014

More details on the three financial products offered by Refundo.

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Posted on December 16, 2014

Refundo is one example of the new no-fee, preparer-paid tax refund loan. Is it safe? Is it a good deal for consumers? Is it even fair to frame it in relation to the RALs of the past?

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Posted on December 12, 2014

There are those who work to protect consumers from the financial services we have today. There are those who aim for a future with better products.

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Posted on December 9, 2014

Conn's policy of offering credit to just about anyone is catching up with them. Even though they can generate extremely high margins on retail sales, the loss rates on their in-house financing wipe out that income. The ship is sinking.

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Posted on December 8, 2014

Uber has its fans and it has its detractors. But it turns out that being a fan of the free market is often not a basis for liking the ride brokering service.

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Posted on November 26, 2014

I'm attaching a graph I read this week about the explosion in the creation of data. So yes, while it is no surprise to anyone that we are witnessing a revolution in the creation of information, it is still dramatic. I would say it could be one of the defining forces of our time.

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Posted on November 24, 2014

A review of the costs of four different prepaid cards that fulfill the niche re-entry market. These cards are given to people at the moment they leave jail or prison.

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Connecting the Dots: How Wall Street Brings Fringe Lending to Main Street

At-risk students, for-profit college

"I Feel Like I was Set Up to Fail: Inside a For-Profit College Nightmare."

This story was published in Salon Magazine on January 27th, 2014. In March, Senator Richard Durbin cited this story when speaking on behalf of his bill, The Student Loan Borrowers Bill of Rights.

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