Posted on August 28, 2014

Now that management of Lending Club has announced its intention to file for an initial public offering of its shares, it seems worthwhile to look for evidence as the extent that their program is working.

Lending Club is itself not a lender. It is a match maker that brings borrowers to lenders. It has become the

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Posted on August 6, 2014

Governor Pat Quinn signed a new bill into law today that strengthens protections for Illinois workers that receive their wages on payroll cards. The new law will limit costs and establish better

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Posted on August 5, 2014

Steve Streit's comments in his 2nd quarter earnings call contained a number of interesting facts on his company and on the prepaid industry in general. It is worth a read, because it stands out from what most earnings calls suffer from: too much boiler plate and too little commentary. Streit

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Posted on July 28, 2014

In case you missed it, here is a copy of a page from the ACE Cash Express training manual. 

ACE Cash Express Training Manual

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Posted on July 24, 2014

Card.Com just released an interesting study that documents how spending differs among the sexes. The data in the report is derived from the prepaid debit card accounts that they manage. 

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Posted on July 21, 2014

Great Britain's Financial Conduct Authority recently published the results from their survey of consumers of add-on insurance products. The FCA has regulatory authority over most kinds of insurance products. For this study, the

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Posted on July 18, 2014

A new draft of a proposed mortgage insurance policy from the Federal Housing Finance Administration (FHFA) could have dramatic impacts upon the availability of conventional home mortgage financing for lower-wealth American households.

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Connecting the Dots: How Wall Street Brings Fringe Lending to Main Street

At-risk students, for-profit college

"I Feel Like I was Set Up to Fail: Inside a For-Profit College Nightmare."

This story was published in Salon Magazine on January 27th, 2014. In March, Senator Richard Durbin cited this story when speaking on behalf of his bill, The Student Loan Borrowers Bill of Rights.

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