<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>BANK TALK &#187; RBCAA</title>
	<atom:link href="http://banktalk.org/tag/rbcaa/feed/" rel="self" type="application/rss+xml" />
	<link>http://banktalk.org</link>
	<description>Exploring the Finances of the Unbanked</description>
	<lastBuildDate>Fri, 10 Feb 2012 18:57:31 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
		<item>
		<title>FDIC and Republic Agree: No RALs After April &#8217;12</title>
		<link>http://banktalk.org/2011/12/09/fdic-and-republic-agree-no-rals-after-april-12/</link>
		<comments>http://banktalk.org/2011/12/09/fdic-and-republic-agree-no-rals-after-april-12/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 14:53:46 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[RALs]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Republic Bank & Trust]]></category>
		<category><![CDATA[Tax Refund Solutions]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4207</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bank &#38; Trust (ticker:RBCAA) says that it has reached an agreement with the FDIC to terminate their refund anticipation loan (&#8220;RAL&#8221;) program after the end of the next tax season. Prior to this morning&#8217;s 8-k, Republic and the FDIC were on course to settle their disagreement about Republic&#8217;s Tax Refund Solutions division through a [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/12/09/fdic-and-republic-agree-no-rals-after-april-12/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Republic Reports Specifics on RAL/RAC Revenues</title>
		<link>http://banktalk.org/2011/10/31/republic-reports-specifics-on-ralrac-revenues/</link>
		<comments>http://banktalk.org/2011/10/31/republic-reports-specifics-on-ralrac-revenues/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 18:22:16 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Liberty Tax]]></category>
		<category><![CDATA[RALs]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4140</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bank (&#8220;RBCAA&#8221;)says that revenue from its two largest tax refund partners, Jackson Hewitt and Liberty Tax, accounted for almost sixty percent of total revenue in its Tax Refund Solutions division. RB&#38;T has agreements with Jackson Hewitt Inc. (&#8220;JHI&#8221;), a subsidiary of Jackson Hewitt Tax Service, Inc. (&#8220;JH&#8221;) and Liberty Tax Service (&#8220;Liberty&#8221;) to offer [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/10/31/republic-reports-specifics-on-ralrac-revenues/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FDIC Punishes Republic Bank for ECOA, TILA, FTCA Violations</title>
		<link>http://banktalk.org/2011/05/05/fdic-punishes-republic-bank-for-rals/</link>
		<comments>http://banktalk.org/2011/05/05/fdic-punishes-republic-bank-for-rals/#comments</comments>
		<pubDate>Thu, 05 May 2011 17:23:30 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[ECOA]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[JTX]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank]]></category>
		<category><![CDATA[TILA]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3570</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe FDIC has charged Republic Bank for violations of multiple laws and set a civil money penalty of $2 millions for problems with their refund anticipation loan unit. Republic Bank faces violations of the Truth-in-Lending Act, the Equal Credit Opportunity Act, the Federal Trade Commission Act, and the Gramm-Leach-Bliley Act. Additionally, the FDIC found that [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/05/05/fdic-punishes-republic-bank-for-rals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Republic Gives Optimistic Report on Early RALs</title>
		<link>http://banktalk.org/2011/03/01/republic-gives-optimistic-report-on-early-rals/</link>
		<comments>http://banktalk.org/2011/03/01/republic-gives-optimistic-report-on-early-rals/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 22:08:27 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3332</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bancorp published a very upbeat update on its early tax season results (see 8-k here).  Republic says that TRS managed to increase net income within its Tax Refunds Solution division by 70 percent, compared to the same period in 2010, due to higher RAC volume, lower-than-expected default rates, and higher RAL margins. Republic said [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/03/01/republic-gives-optimistic-report-on-early-rals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>With FDIC Suggestion, Ohio Valley Walks Away from RALs</title>
		<link>http://banktalk.org/2011/02/14/with-fdic-suggestion-ohio-valley-walks-away-from-ral/</link>
		<comments>http://banktalk.org/2011/02/14/with-fdic-suggestion-ohio-valley-walks-away-from-ral/#comments</comments>
		<pubDate>Mon, 14 Feb 2011 16:23:36 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Ohio Valley Bancorp]]></category>
		<category><![CDATA[OVBC]]></category>
		<category><![CDATA[RBCAA]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3240</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsOhio Valley Bancorp&#8216;s Board of Directors has decided to close down its refund anticipation says the FDIC has recommended the bank to wind down its refund anticipation loan business.  Ohio Valley released the news in an 8-k this morning, although the communication from the FDIC arrived on Feb. 3rd. There is an interesting wrinkle in the [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/02/14/with-fdic-suggestion-ohio-valley-walks-away-from-ral/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Whither Jackson Hewitt?</title>
		<link>http://banktalk.org/2010/11/18/whither-jackson-hewitt/</link>
		<comments>http://banktalk.org/2010/11/18/whither-jackson-hewitt/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 16:33:27 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[JTX]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[refund anticipation loan]]></category>
		<category><![CDATA[Republic Bank of Kentucky]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=2932</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsTax preparation firm Jackson Hewitt has until Saturday to meet the terms of its line of credit agreement with Wells Fargo. Wells Fargo stipulated that JTX needed to have full funding for its refund anticipation loan (RALs) offerings for the upcoming tax season.  Currently, Jackson Hewitt has funding lined up with Republic Bank of Kentucky [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2010/11/18/whither-jackson-hewitt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Republic Bank (RBCAA)  &#8211; One Tough Bank</title>
		<link>http://banktalk.org/2010/02/04/republic-bank-rbcaa-one-tough-bank/</link>
		<comments>http://banktalk.org/2010/02/04/republic-bank-rbcaa-one-tough-bank/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 17:55:38 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=1627</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bank (RBCAA) is an example of a bank that works hard to make its customers work hard. Some observers naively examine the low rates of loan defaults on Republic&#8217;s home mortgage loan operations and assume that it a conservative small-town community bank. Hoover&#8217;s, a web site operated by Dunn &#38; Bradstreet, makes this comment: [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2010/02/04/republic-bank-rbcaa-one-tough-bank/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Jackson Hewitt solves its RAL Partner Problem</title>
		<link>http://banktalk.org/2010/01/02/jackson-hewitt-solves-its-ral-partner-problem-with-ots-help/</link>
		<comments>http://banktalk.org/2010/01/02/jackson-hewitt-solves-its-ral-partner-problem-with-ots-help/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 15:46:45 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[JTX]]></category>
		<category><![CDATA[OTS]]></category>
		<category><![CDATA[RAL]]></category>
		<category><![CDATA[RBCAA]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=1502</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsJackson Hewitt will be able to get the money it needs to make refund anticipation loans during the upcoming tax season.  JTX, which has received some funding for its RALs from a small savings and loan in Kentucky, renewed its agreement with the likely intent of scaling up its relationship.  Republic Bank (Kentucky) has helped [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2010/01/02/jackson-hewitt-solves-its-ral-partner-problem-with-ots-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

