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	<title>BANK TALK &#187; HRB</title>
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	<description>Exploring the Finances of the Unbanked</description>
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		<title>Connect the Dots from RedGear to H&amp;R Block</title>
		<link>http://banktalk.org/2012/01/24/connect-the-dots-from-redgear-to-hr-block/</link>
		<comments>http://banktalk.org/2012/01/24/connect-the-dots-from-redgear-to-hr-block/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 19:12:41 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[RedGear]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4367</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsH&#38;R Block owns the tax preparation software company that will channel financial products to tax filers in locations through the United States this year. RedGear Technologies, based out of Utah, is a subsidiary of H&#38;R Block. Block acquired RedGear a few years ago. RedGear&#8217;s primary product is TaxWorks, a tax software package designed to help [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Block Says &#8220;No RALs in 2012&#8243;</title>
		<link>http://banktalk.org/2011/09/13/block-says-no-rals-in-2012/</link>
		<comments>http://banktalk.org/2011/09/13/block-says-no-rals-in-2012/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 14:43:04 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[RALs]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4010</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsH&#38;R Block confirmed that it will not offer refund anticipation loans during the 2012 tax season. Block did not have RALs last year. New Block CEO Bill Cobb attributed the preparers willingness to go into the season without RALs to the success that the company experienced in 2011 without a refund loan product. Block said [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Update on OCC Guidance for Debit Products</title>
		<link>http://banktalk.org/2011/06/09/update-on-occ-guidance-for-debit-products/</link>
		<comments>http://banktalk.org/2011/06/09/update-on-occ-guidance-for-debit-products/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 20:37:33 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[MTB]]></category>
		<category><![CDATA[ntsp]]></category>
		<category><![CDATA[OCC]]></category>
		<category><![CDATA[OTS]]></category>
		<category><![CDATA[overdraft]]></category>
		<category><![CDATA[prepaid]]></category>
		<category><![CDATA[TBBK]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3680</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsFirst, the OCC has clarified that the June 8th guidance from the OCC (&#8220;Deposit-Related Consumer Credit Products&#8220;) is intended only for debit cards attached to a traditional deposit account. Prepaid is not covered by this guidance. Still, a person at the OCC intimated that a similar guidance is forthcoming for prepaid debit cards. Comments made [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>HSBC Wants Out of Its RAL Contract</title>
		<link>http://banktalk.org/2010/10/18/hsbc-wants-out-of-its-ral-contract/</link>
		<comments>http://banktalk.org/2010/10/18/hsbc-wants-out-of-its-ral-contract/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 16:51:51 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Liberty]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=2819</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsH&#38;R Block filed a lawsuit (8-K here) in the Eastern District of Missouri this morning against HSBC that would force the US subsidiary of the British bank to honor their refund anticipation loan agreement. H&#38;R Block&#8217;s Katie O&#8217;Neill Rauber told reporters that HSBC is citing the IRS&#8217; decision to cease to offer the debt indicator [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>My Reflections on the H&amp;R Block Shareholders&#8217; Meeting</title>
		<link>http://banktalk.org/2010/10/05/my-reflections-on-the-hr-block-shareholders-meeting/</link>
		<comments>http://banktalk.org/2010/10/05/my-reflections-on-the-hr-block-shareholders-meeting/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 11:35:50 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[prepaid cards]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[HRB]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=2731</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsI had a productive trip to Kansas City on Thursday. H&#38;R Block&#8217;s annual shareholder&#8217;s meeting was held in the theater of the Kansas City Repertory Theater. There was a table set up in the lobby. I signed in. I was the third visitor. The letters &#8220;H.K&#8221; had been scrawled in the previous entry. From the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>More RAL Litigation against Tax Preparers</title>
		<link>http://banktalk.org/2010/09/07/more-ral-litigation-against-tax-preparers/</link>
		<comments>http://banktalk.org/2010/09/07/more-ral-litigation-against-tax-preparers/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 19:12:22 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[JTX]]></category>
		<category><![CDATA[New York State Division of Human Rights]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=2634</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsJackson Hewitt and H &#38; R Block both suffered setbacks in their efforts to defend their refund anticipation loans in New York courts last week. In Jackson Hewitt Tax Service v. Kirkland, a judge dismissed an effort by Jackson Hewitt to prevent the New York State Division of Human Rights from continuing with its investigation [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tax Prep in 2011?</title>
		<link>http://banktalk.org/2010/08/06/tax-prep-in-2011/</link>
		<comments>http://banktalk.org/2010/08/06/tax-prep-in-2011/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 16:20:05 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[unbanked]]></category>
		<category><![CDATA[debt indicator]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[JTX]]></category>
		<category><![CDATA[MetaBank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=2571</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe IRS left a big question hanging in the air when it announced that the debt indicator would not return for 2011. The issue is the split refund. The split refund already exists. This year, tax payers were allowed to dedicate a &#8220;split&#8221; of their refund They said that will study the idea of letting [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Rumors about the Debt Indicator</title>
		<link>http://banktalk.org/2010/07/20/rumors-about-the-debt-indicator/</link>
		<comments>http://banktalk.org/2010/07/20/rumors-about-the-debt-indicator/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 10:04:57 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[CERCA]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[JTX]]></category>
		<category><![CDATA[Mark Ernst]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=2428</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsHanging over the entire retail tax prep sector is the uncertainty about what the IRS will do to the debt indicator. During his comments in May to CERCA, Mark Ernst made it clear that he expects better results from the program.  Here is part of what he said back then: The Debt Indicator as it [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2010/07/20/rumors-about-the-debt-indicator/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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