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	<title>BANK TALK</title>
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	<description>Exploring the Finances of the Unbanked</description>
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		<title>Rush Card To Add Cash Advance</title>
		<link>http://banktalk.org/2012/01/31/rush-card-to-add-cash-advance/</link>
		<comments>http://banktalk.org/2012/01/31/rush-card-to-add-cash-advance/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 13:50:40 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[cash advance]]></category>
		<category><![CDATA[prepaid debit]]></category>
		<category><![CDATA[Rush Card]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4394</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsAccording to a report published yesterday, Rush Card owner Russell Simmons says his prepaid debit card will soon have a cash advance feature. The advance will give customers who have enrolled their card in direct deposit with the ability to draw cash two days ahead of their next scheduled paycheck or payment. The Rush Card [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Five Facts about the Business of Payday Lending</title>
		<link>http://banktalk.org/2012/01/27/five-facts-about-the-business-of-payday-lending/</link>
		<comments>http://banktalk.org/2012/01/27/five-facts-about-the-business-of-payday-lending/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 15:15:10 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[payday loans]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4221</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politics Today there are about 11,000 Starbucks in the United States but 19,700 payday loan stores. There were 2,000 payday lending stores in 1996. Lenders made $29 billion in loans last year. Location matters, and it&#8217;s getting harder to find a good location. The meta-story about payday is that state legislatures across the country are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bank Notes</title>
		<link>http://banktalk.org/2012/01/25/bank-notes-13/</link>
		<comments>http://banktalk.org/2012/01/25/bank-notes-13/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 19:22:20 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[EZPW]]></category>
		<category><![CDATA[FCFS]]></category>
		<category><![CDATA[ntsp]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4386</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsNetSpend shines: NetSpend Holdings (NTSP) shares closed yesterday at $8.68. The shares closed at $4.02 on August 10th, 2011. In that short time, NetSpend&#8217;s share price is up 116 percent. This morning, NetSpend announced an agreement with convenience store chain 7-Eleven that will allow the company to sell GPR cards and NetSpend reloads in the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Connect the Dots from RedGear to H&amp;R Block</title>
		<link>http://banktalk.org/2012/01/24/connect-the-dots-from-redgear-to-hr-block/</link>
		<comments>http://banktalk.org/2012/01/24/connect-the-dots-from-redgear-to-hr-block/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 19:12:41 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[RedGear]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4367</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsH&#38;R Block owns the tax preparation software company that will channel financial products to tax filers in locations through the United States this year. RedGear Technologies, based out of Utah, is a subsidiary of H&#38;R Block. Block acquired RedGear a few years ago. RedGear&#8217;s primary product is TaxWorks, a tax software package designed to help [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Two Banks will Offer Refund Checks</title>
		<link>http://banktalk.org/2012/01/19/two-banks-will-offer-refund-anticipation-checks/</link>
		<comments>http://banktalk.org/2012/01/19/two-banks-will-offer-refund-anticipation-checks/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 16:58:16 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Atlas Financial]]></category>
		<category><![CDATA[Citizen's Bank]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Marshall County State Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4356</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsTwo small midwestern banks will be providing tax refund transfers during the upcoming tax season. The transfers are being marketed under the name &#8220;QIK Funds.&#8221; They will be offered by Citizen&#8217;s Bank and by New Capital Bank. New Capital is a division of Marshall County State Bank. The refund transfer is a version of the refund anticipation check (RAC). [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Magner v. Gallagher: The Sunset for the Disparate Impact Claim?</title>
		<link>http://banktalk.org/2012/01/18/magner-v-gallagher-the-sunset-for-the-disparate-impact-claim/</link>
		<comments>http://banktalk.org/2012/01/18/magner-v-gallagher-the-sunset-for-the-disparate-impact-claim/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 17:55:18 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Fair Housing Act]]></category>
		<category><![CDATA[Fair Lending]]></category>
		<category><![CDATA[Magner V. Gallagher]]></category>
		<category><![CDATA[SCOTUS]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4351</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe Supreme Court intends to hear a case whose effect could dramatically undercut most attempts to prove discrimination under the Fair Housing Act. In Magner v. Gallagher, plaintiffs are petitioning the Supreme Court to reverse a judgment made by a lower appeals court that  nullified (are you following the triple-negative legalese?) a ruling which rejected [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Charting the Growth in Prepaid Load Volume</title>
		<link>http://banktalk.org/2012/01/17/charting-the-growth-in-prepaid-load-volume/</link>
		<comments>http://banktalk.org/2012/01/17/charting-the-growth-in-prepaid-load-volume/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 16:34:33 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[gross load volume]]></category>
		<category><![CDATA[prepaid debit cards]]></category>
		<category><![CDATA[Teibout]]></category>
		<category><![CDATA[voting with your feet]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4345</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe amount of dollars loaded on to prepaid cards by US consumers continues to show no signs of slowing down. One consulting group says that prepaid card users put more than $57 billion in loads on to their cards in 2011. The sum of loads is yet to plateau. In 2010, prepaid card holders put [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Somalis Protest Closure of Hawalas</title>
		<link>http://banktalk.org/2012/01/13/somalis-protest-closure-of-hawalas/</link>
		<comments>http://banktalk.org/2012/01/13/somalis-protest-closure-of-hawalas/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 18:00:09 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[FinCen]]></category>
		<category><![CDATA[halawa]]></category>
		<category><![CDATA[remittances]]></category>
		<category><![CDATA[Somalia]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4326</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsSomalis in Minneapolis protested in the streets of St. Paul, angry that local banks will no longer honor hawala transactions. Minneapolis-St. Paul, a center in the United States for hawala transactions, is the home for many Somalis that want to send money back to their relatives. The hawala system allows people to move sums of money across borders [...]]]></description>
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		<slash:comments>0</slash:comments>
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