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	<title>BANK TALK</title>
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	<link>http://banktalk.org</link>
	<description>Exploring the Finances of the Unbanked</description>
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		<title>Lessons from the La Raza Study on Prepaid Use by Latinos</title>
		<link>http://banktalk.org/2012/05/17/la-raz-study-on-prepaid-use-by-latinos/</link>
		<comments>http://banktalk.org/2012/05/17/la-raz-study-on-prepaid-use-by-latinos/#comments</comments>
		<pubDate>Thu, 17 May 2012 18:12:03 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[field hearing]]></category>
		<category><![CDATA[La Raza]]></category>
		<category><![CDATA[prepaid debit cards]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4650</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe National Council of La Raza has released a new study which offers some interesting insights into the use of prepaid debit cards by low-income Latinos. La Raza conducted a survey of 279 Latino tax filers at VITA sites in five cities in April 2010. Top reason to get a prepaid card: &#8220;It seemed convenient.&#8221; [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Advocates Speak Out at the Chase Annual Meeting</title>
		<link>http://banktalk.org/2012/05/15/advocates-speak-out-at-the-chase-annual-meeting/</link>
		<comments>http://banktalk.org/2012/05/15/advocates-speak-out-at-the-chase-annual-meeting/#comments</comments>
		<pubDate>Tue, 15 May 2012 14:55:05 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[annual meeting]]></category>
		<category><![CDATA[CalPERS]]></category>
		<category><![CDATA[CEO and Board Chair]]></category>
		<category><![CDATA[jpm]]></category>
		<category><![CDATA[JPMorgan Chase]]></category>
		<category><![CDATA[loan modifications]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4646</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsReinvestment Partners will speak at today&#8217;s annual meeting of JP Morgan Chase in Tampa, Florida. The main points to be made by Peter Skillern: Chase should step up their work to complete loan modifications. Other national banks have shown more interest in seeking constant improvement in their engagement with housing counselors. We implore Chase to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Chase Exec: &#8220;Branches are Good Investments&#8221;</title>
		<link>http://banktalk.org/2012/05/15/chase-exec-branches-are-good-investments/</link>
		<comments>http://banktalk.org/2012/05/15/chase-exec-branches-are-good-investments/#comments</comments>
		<pubDate>Tue, 15 May 2012 09:19:06 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[bank branches]]></category>
		<category><![CDATA[JP Morgan Chase]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4641</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsJP Morgan Chase&#8217;s annual report makes a persuasive argument for the profitability of bank branches. &#8220;Branches are good investments,&#8221; says Todd Maclin, CEO for Consumer &#38; Business Banking. &#8220;Most break even within three years and contribute $1 million in pretax earnings after 10 years.&#8221; Maclin offers a number of data points to support his opinion: [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Of KAIKU and the Hunt for the Better Prepaid Card</title>
		<link>http://banktalk.org/2012/05/14/of-kaiku-and-the-hunt-for-the-better-prepaid-card/</link>
		<comments>http://banktalk.org/2012/05/14/of-kaiku-and-the-hunt-for-the-better-prepaid-card/#comments</comments>
		<pubDate>Mon, 14 May 2012 13:49:01 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[disclosures]]></category>
		<category><![CDATA[KAIKU]]></category>
		<category><![CDATA[PrePaid debit card]]></category>
		<category><![CDATA[ranking]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4638</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsIncreasingly, when I talk about prepaid cards with consumer advocates, they ask a similar question: &#8220;What is a good prepaid card?&#8221; The consumer advocates are right to ask this question. I think it is the same question that most folks ask themselves when they go shopping for their own prepaid card. But it is easier [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2012/05/14/of-kaiku-and-the-hunt-for-the-better-prepaid-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Can Kicked: ex-Prepaid Issuer Palm Desert Bank Closed Down</title>
		<link>http://banktalk.org/2012/05/10/can-kicked-ex-prepaid-issuer-palm-desert-bank-closed-down/</link>
		<comments>http://banktalk.org/2012/05/10/can-kicked-ex-prepaid-issuer-palm-desert-bank-closed-down/#comments</comments>
		<pubDate>Thu, 10 May 2012 15:21:48 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Palm Desert National Bank]]></category>
		<category><![CDATA[prepaid debit cards]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4631</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsOn April 27th, the FDIC shuttered Palm Desert National Bank and arranged through a mix of government subsidy and private investment that the bank&#8217;s operations would be assumed by Pacific Premier Bank.  This presented perhaps the closest call to date for an event that might test the ability of the FDIC to deliver on its [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>High Prepaid Card PIN Fees Not Warranted</title>
		<link>http://banktalk.org/2012/05/09/high-prepaid-card-pin-fees-not-warranted/</link>
		<comments>http://banktalk.org/2012/05/09/high-prepaid-card-pin-fees-not-warranted/#comments</comments>
		<pubDate>Wed, 09 May 2012 18:24:58 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[interchange]]></category>
		<category><![CDATA[PIN]]></category>
		<category><![CDATA[PrePaid debit card]]></category>
		<category><![CDATA[VISA]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4628</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsPost-Durbin, many issuers of prepaid debit cards have introduced higher fees upon their cardholders when they make a purchase with their PIN, but new data from the Federal Reserve shows that two-tiered pricing schedules are out-of-synch with the empirical results. On May 1st, the Fed published a report on its examination of actual interchange prices [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chase Enters Prepaid with Liquid</title>
		<link>http://banktalk.org/2012/05/08/chase-enters-prepaid-with-liquid/</link>
		<comments>http://banktalk.org/2012/05/08/chase-enters-prepaid-with-liquid/#comments</comments>
		<pubDate>Tue, 08 May 2012 19:08:38 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Big Banks]]></category>
		<category><![CDATA[Chase Liquid]]></category>
		<category><![CDATA[PrePaid debit card]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4623</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsJP Morgan Chase says that it will offer a new prepaid debit card. Chase says that the Liquid card will be piloted in 200 branches. I will be waiting and watching to see how much business this card will take from the entrenched national players like NetSpend and Green Dot. Certainly, it is an attractive [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Results From the FDIC Safe Accounts Pilot</title>
		<link>http://banktalk.org/2012/05/04/results-from-the-fdic-safe-accounts-pilot/</link>
		<comments>http://banktalk.org/2012/05/04/results-from-the-fdic-safe-accounts-pilot/#comments</comments>
		<pubDate>Fri, 04 May 2012 16:39:34 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[FDIC Safe Accounts]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4618</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsGiven the right conditions, banks can offer transactions accounts to otherwise unbankable individuals, according to a study released by the FDIC last week during the semi-annual meeting of the Economic Inclusion summit. Over the last year, nine banks and thrifts offered transaction accounts modeled by the FDIC&#8217;s SAFE Accounts pilot with the goal of offering [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2012/05/04/results-from-the-fdic-safe-accounts-pilot/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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