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Lead Generators Hit by Payday Turmoil

Adam R.'s picture

Posted November 12, 2013

Everyone knows that responses by NACHA, banks, and others to the recent action from regulators in New York have had the effect of crippling the online payday loan industry. But for the moment, the enforcements and letters in that work have created subsequent waves that will disrupt other elements within alternative financial services.

Online payday lending depends upon lead generation. The customer churn created by all of those destroyed household

AccountNow to buy nFinanSe: Everyone Buying New Customers

Adam Rust's picture

Posted November 14, 2012

In a transaction that probably reflects the increasing priority for prepaid card program managers to lower their customer acquisition costs, AccountNow has announced that it intends to buy nFinanSe. Most likely, the key value for AccountNow, a mid-sized prepaid PM whose cards are marketed over the internet, is to gain the foothold established by nFinanSe in several national retail stores.

nFinanSe is a small prepaid card program manager whose relative anonymity obscured its excellent offering. AccountNow, by contrast, is a relatively large PM whose stumbling block to gaining market share has been its lack of presence in any

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