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	<title>BANK TALK &#187; Republic Bank</title>
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	<description>Exploring the Finances of the Unbanked</description>
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		<title>Republic Reports Specifics on RAL/RAC Revenues</title>
		<link>http://banktalk.org/2011/10/31/republic-reports-specifics-on-ralrac-revenues/</link>
		<comments>http://banktalk.org/2011/10/31/republic-reports-specifics-on-ralrac-revenues/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 18:22:16 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Liberty Tax]]></category>
		<category><![CDATA[RALs]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4140</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bank (&#8220;RBCAA&#8221;)says that revenue from its two largest tax refund partners, Jackson Hewitt and Liberty Tax, accounted for almost sixty percent of total revenue in its Tax Refund Solutions division. RB&#38;T has agreements with Jackson Hewitt Inc. (&#8220;JHI&#8221;), a subsidiary of Jackson Hewitt Tax Service, Inc. (&#8220;JH&#8221;) and Liberty Tax Service (&#8220;Liberty&#8221;) to offer [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Republic and Jackson Hewitt Extend Agreement through 2014</title>
		<link>http://banktalk.org/2011/08/05/republic-and-jackson-hewitt-extend-agreement-through-2014/</link>
		<comments>http://banktalk.org/2011/08/05/republic-and-jackson-hewitt-extend-agreement-through-2014/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 17:04:28 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Republic Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3928</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bank will continue to provide tax settlement products for customers of Jackson Hewitt through 2014. Republic filed an 8-k this morning that details the agreement. If it was not clear before, this should make it fairly straightforward that there will be refund anticipation loans available to consumers in the upcoming tax season. The agreement [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>FDIC-Republic Hearing Set for Feb. &#8217;12: RALs are Back</title>
		<link>http://banktalk.org/2011/07/21/fdic-republic-hearing-set-for-feb-12-rals-are-back/</link>
		<comments>http://banktalk.org/2011/07/21/fdic-republic-hearing-set-for-feb-12-rals-are-back/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 14:15:27 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[ALJ]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Liberty Tax]]></category>
		<category><![CDATA[refund anticipation loan]]></category>
		<category><![CDATA[Republic Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3827</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsIn an 8-k released this morning, Republic Bancorp reported that its ALJ hearing with the FDIC is now scheduled for Feb. 6th, 2012. The hearing with an administrative law judge is the first step in settling a disagreement between the FDIC and Republic over their refund anticipation loan (&#8220;RAL&#8221;) program. The FDIC issued a guidance [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/07/21/fdic-republic-hearing-set-for-feb-12-rals-are-back/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Contemplating A Jackson Hewitt After Bankruptcy</title>
		<link>http://banktalk.org/2011/07/08/contemplating-a-jackson-hewitt-after-bankruptcy/</link>
		<comments>http://banktalk.org/2011/07/08/contemplating-a-jackson-hewitt-after-bankruptcy/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 10:44:25 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Republic Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3789</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsJackson Hewitt&#8217;s business model will change once it exits from bankruptcy. The only question is how. I will not speculate on the likelihood that some potential possibilities &#8211; such as more kiosks or more focus on digital &#8211; will occur. I can say that people should be ready to watch how this bankruptcy alters the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Republic Extends Jackson Hewitt Agreement</title>
		<link>http://banktalk.org/2011/07/05/republic-extends-jackson-hewitt-agreement/</link>
		<comments>http://banktalk.org/2011/07/05/republic-extends-jackson-hewitt-agreement/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 16:13:52 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Republic Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3774</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bank announced an extension of its program agreement with Jackson Hewitt in an 8-k released after market close on Friday. The new agreement extends the ongoing agreement to provide refund anticipation loans. The agreement was signed in 2007, but has been modified seven times. Jackson Hewitt used Republic for its refund loans during the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FDIC Punishes Republic Bank for ECOA, TILA, FTCA Violations</title>
		<link>http://banktalk.org/2011/05/05/fdic-punishes-republic-bank-for-rals/</link>
		<comments>http://banktalk.org/2011/05/05/fdic-punishes-republic-bank-for-rals/#comments</comments>
		<pubDate>Thu, 05 May 2011 17:23:30 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[ECOA]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[FTC]]></category>
		<category><![CDATA[JTX]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank]]></category>
		<category><![CDATA[TILA]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3570</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe FDIC has charged Republic Bank for violations of multiple laws and set a civil money penalty of $2 millions for problems with their refund anticipation loan unit. Republic Bank faces violations of the Truth-in-Lending Act, the Equal Credit Opportunity Act, the Federal Trade Commission Act, and the Gramm-Leach-Bliley Act. Additionally, the FDIC found that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Jackson Hewitt Gets More RALs</title>
		<link>http://banktalk.org/2010/12/10/jackson-hewitt-gets-more-rals/</link>
		<comments>http://banktalk.org/2010/12/10/jackson-hewitt-gets-more-rals/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 17:53:44 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[unbanked]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Republic Bank]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3005</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsJackson Hewitt says that it will now be able to offer more refund anticipation loans in its stores, thanks to a new agreement with Republic Bancorp of Kentucky (RBCAA). This is the second news event that will put more settlement products into the hands of JTX. Yesterday, Jackson Hewitt announced a multi-year partnership with Minnesota [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2010/12/10/jackson-hewitt-gets-more-rals/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Republic Bank (RBCAA)  &#8211; One Tough Bank</title>
		<link>http://banktalk.org/2010/02/04/republic-bank-rbcaa-one-tough-bank/</link>
		<comments>http://banktalk.org/2010/02/04/republic-bank-rbcaa-one-tough-bank/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 17:55:38 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[RBCAA]]></category>
		<category><![CDATA[Republic Bank]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=1627</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsRepublic Bank (RBCAA) is an example of a bank that works hard to make its customers work hard. Some observers naively examine the low rates of loan defaults on Republic&#8217;s home mortgage loan operations and assume that it a conservative small-town community bank. Hoover&#8217;s, a web site operated by Dunn &#38; Bradstreet, makes this comment: [...]]]></description>
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		<slash:comments>0</slash:comments>
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