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	<title>BANK TALK &#187; H&amp;R Block</title>
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	<description>Exploring the Finances of the Unbanked</description>
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		<title>Block Fumbles on Early Success with Free Refund Checks</title>
		<link>http://banktalk.org/2012/03/09/block-fumbles-on-early-success-with-free-refund-checks/</link>
		<comments>http://banktalk.org/2012/03/09/block-fumbles-on-early-success-with-free-refund-checks/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 21:53:42 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[refund anticipation check]]></category>
		<category><![CDATA[tax prep]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4498</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsI was ready to give H&#38;R Block a big pat on the back for their promotional free refund anticipation check, but then I lost my enthusiasm after a little bit of calling around. During Block&#8217;s March 7th investor call, Block&#8217;s CEO led off with his belief that offering free refund anticipation checks had been a [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2012/03/09/block-fumbles-on-early-success-with-free-refund-checks/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Connect the Dots from RedGear to H&amp;R Block</title>
		<link>http://banktalk.org/2012/01/24/connect-the-dots-from-redgear-to-hr-block/</link>
		<comments>http://banktalk.org/2012/01/24/connect-the-dots-from-redgear-to-hr-block/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 19:12:41 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[RedGear]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4367</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsH&#38;R Block owns the tax preparation software company that will channel financial products to tax filers in locations through the United States this year. RedGear Technologies, based out of Utah, is a subsidiary of H&#38;R Block. Block acquired RedGear a few years ago. RedGear&#8217;s primary product is TaxWorks, a tax software package designed to help [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2012/01/24/connect-the-dots-from-redgear-to-hr-block/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More Discussion of Free Tax Prep at Wal-Mart</title>
		<link>http://banktalk.org/2012/01/12/more-discussion-of-the-free-tax-prep-at-wal-mart/</link>
		<comments>http://banktalk.org/2012/01/12/more-discussion-of-the-free-tax-prep-at-wal-mart/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 15:10:54 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[RAL]]></category>
		<category><![CDATA[tax prep]]></category>
		<category><![CDATA[wal-mart]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4314</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe news that customers will be able to get free tax preparation service has prompted an intense and varied reaction among consumer advocates. It is the variation in those reactions, from groups that often speak in lockstep with eachother, that seems so unusual. Some groups appear to acknowledge the value of this opportunity. Some are [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2012/01/12/more-discussion-of-the-free-tax-prep-at-wal-mart/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Free Tax Prep at Wal-Mart</title>
		<link>http://banktalk.org/2012/01/10/wal-mart-to-offer-free-tax-prep/</link>
		<comments>http://banktalk.org/2012/01/10/wal-mart-to-offer-free-tax-prep/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 20:27:24 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Liberty Tax]]></category>
		<category><![CDATA[VITA]]></category>
		<category><![CDATA[wal-mart]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4297</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe nation&#8217;s largest retailer is going to do taxes for millions of people for free this year. Wal-Mart says there will be tax preparers in 3,000 of its stores. Most of those preparers will be from Jackson Hewitt, although some will be from Block. The free offer applies only to people that file a 1040 [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2012/01/10/wal-mart-to-offer-free-tax-prep/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Court Rejects Block Acquisition of Tax Act</title>
		<link>http://banktalk.org/2011/11/01/cour-rejects-block-acquisition-of-tax-act/</link>
		<comments>http://banktalk.org/2011/11/01/cour-rejects-block-acquisition-of-tax-act/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 19:40:37 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[TaxAct]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4145</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsUS District Court Judge Beryl Howell will support an action by the Department of Justice to deny H&#38;R Block&#8217;s acquisition of tax preparer TaxAct. Justice said that if Block was able to go forward with its purchase of 2ss Holdings (the parent company of TaxAct) it would substantially reduce competition in the digital tax preparation [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/11/01/cour-rejects-block-acquisition-of-tax-act/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Block Says &#8220;No RALs in 2012&#8243;</title>
		<link>http://banktalk.org/2011/09/13/block-says-no-rals-in-2012/</link>
		<comments>http://banktalk.org/2011/09/13/block-says-no-rals-in-2012/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 14:43:04 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[HRB]]></category>
		<category><![CDATA[RALs]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=4010</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsH&#38;R Block confirmed that it will not offer refund anticipation loans during the 2012 tax season. Block did not have RALs last year. New Block CEO Bill Cobb attributed the preparers willingness to go into the season without RALs to the success that the company experienced in 2011 without a refund loan product. Block said [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>HR Block Gets Back to Basics: Better Plan that Getting More RALs</title>
		<link>http://banktalk.org/2011/08/24/hr-block-gets-back-to-basics-better-plan-that-getting-more-rals/</link>
		<comments>http://banktalk.org/2011/08/24/hr-block-gets-back-to-basics-better-plan-that-getting-more-rals/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 18:14:38 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3955</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe details can be extracted from the firm&#8217;s two most recent annual reports. There was a significant change to how Block ran its tax business in 2011. During the most recent tax season, Block did not offer any refund anticipation loans. Block, through a partnership with Household Finance, was the first tax company to offer [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/08/24/hr-block-gets-back-to-basics-better-plan-that-getting-more-rals/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Justice Files Anti-Trust Lawsuit to Stop Block&#8217;s Acquisition of TaxAct</title>
		<link>http://banktalk.org/2011/05/23/justice-files-anti-trust-lawsuit-to-stop-blocks-acquisition-of-taxact/</link>
		<comments>http://banktalk.org/2011/05/23/justice-files-anti-trust-lawsuit-to-stop-blocks-acquisition-of-taxact/#comments</comments>
		<pubDate>Mon, 23 May 2011 17:29:08 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[unbanked]]></category>
		<category><![CDATA[anti-trust]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[Justice Department]]></category>
		<category><![CDATA[TaxAct]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3626</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe US Department of Justice filed an anti-trust lawsuit this morning that seeks to prevent H&#38;R Block from buying Tax Act. Block agreed to buy 2nd Story Solutions (&#8220;2SS&#8217;), the corporate parent of Tax Act, for $287.5 million on October 13, 2010. At issue is the level of competition in digital tax preparation. Block and [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/05/23/justice-files-anti-trust-lawsuit-to-stop-blocks-acquisition-of-taxact/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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