Posted on January 12, 2016

They're back. But free? Nothing is free.

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Posted on January 4, 2016

Companies serving the underbanked continued to have difficulties in 2015.

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Posted on December 21, 2015

This is the list of the fifteen banks that took in the most revenue from consumer overdrafts during the first three quarters of 2015.

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Posted on December 17, 2015

“The Secrets of Overdraft: How Banks are Making Billions on Our Small Dollar Mistakes.” 

Using newly published federal data, I show that banks are on pace to generate more than $10 billion in overdraft fees from consumer transaction accounts.   

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Posted on December 17, 2015

How does Republic Bank of Kentucky manage to get away with originating the Elastic Line of Credit?

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Posted on December 16, 2015

Elevate's IPO is a chance to learn a lot about the online installment lending.

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Posted on December 15, 2015

I offer these decade-old testimonies to underscore why we don't want payday lending to come back to North Carolina.

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Connecting the Dots: How Wall Street Brings Fringe Lending to Main Street

"I Feel Like I was Set Up to Fail: Inside a For-Profit College Nightmare."

This story was published in Salon Magazine on January 27th, 2014. In March, Senator Richard Durbin cited this story when speaking on behalf of his bill, The Student Loan Borrowers Bill of Rights.

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