Posted on March 13, 2008

Supporters of California's Proposition 98 come from two discrete and somewhat separate factions. That alliance is holding, but it could crack.

Often known through its simple slogan, "Yes on Prop 98, Protect Property Rights," a supporters include farm owners, libertarians, a set of tax payer advocacy groups, small business people, and some representatives within the Republican Party. Also, Drew Carey and Daniel Guggenheim.

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Posted on March 11, 2008

Let me describe the state of an unnamed sector of the financial services market:

Stage One:

A healthy securitization market develops to buy loans. The new liquidity prompts lenders to make more loans. Borrowers, suddenly given the green light to buy homes, turn out in ever increasing numbers. Home sales go up. Builders prosper. Lenders get wealthy.

Stage Two:

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Posted on March 6, 2008

When North Carolina Governor Michael Easley expressed his concern about formaldehyde in FEMA trailers, he joined a long list of critics. Easley was only the latest and perhaps an unusual voice.

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Posted on February 28, 2008

Deltec Homes, an Asheville, North Carolina builder of panelized custom manufactured homes, will participate in an edition of Extreme Makeover: Home Edition.

Deltec will be building a home, with the help of volunteers, in New Orleans from March 6th to March 13th.

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Posted on February 25, 2008

The City of Fayetteville, North Carolina has proposed new minimum housing standards for the mobile home parks in its community. The rules would make parks uniformly nicer, although park owners are quick to say that they would be expensive.

The proposal comes from the Joint City and County Appearance Commission. A year ago, that same commission voted to ban the placement of mobile homes within city limits that were built prior to the HUD code.

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Posted on February 22, 2008

It is one thing to hear criticism about manufactured housing in places like Brookline, Massachusetts or Kensington, Maryland. You know, places where manufactured housing is seen as often as aberrant US spy satellites (and perhaps where they are as well-received).

It is another thing to hear criticism coming from one's backyard.

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Posted on February 19, 2008

While Proposition 98 got attention earlier, it is not the only item before California's voters in June that will consider the future of eminent domain in the Golden State.

Most significantly, an alternative exists to Prop 98 that comes without a concurrent impact for rent control in the Golden State.  Proposition 99 is an alternative.

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Connecting the Dots: How Wall Street Brings Fringe Lending to Main Street

At-risk students, for-profit college

"I Feel Like I was Set Up to Fail: Inside a For-Profit College Nightmare."

This story was published in Salon Magazine on January 27th, 2014. In March, Senator Richard Durbin cited this story when speaking on behalf of his bill, The Student Loan Borrowers Bill of Rights.

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