Posted on July 21, 2014

Great Britain's Financial Conduct Authority recently published the results from their survey of consumers of add-on insurance products. The FCA has regulatory authority over most kinds of insurance products. For this study, the

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Posted on July 18, 2014

A new draft of a proposed mortgage insurance policy from the Federal Housing Finance Administration (FHFA) could have dramatic impacts upon the availability of conventional home mortgage financing for lower-wealth American households.

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Posted on July 16, 2014

Have you ever wondered what's it like to work for an online payday lender? 

I guess we all have. That's probably a universal, along with perhaps what it is like to be shortstop for the New York

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Posted on July 15, 2014

The Pew Research Center’s June 12th, 2014 report Overdrawn: Consumer Experience with Overdraft found that 80 percent of consumers who had overdraft felt that the government should provide better regulations and oversight on the process

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Posted on July 14, 2014

Discussing the findings from the Organisation for Economic Co-Operation and Development's new study on young adult financial literacy.

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Posted on July 1, 2014

From last to first, here is a ranking of the penetration of the formal financial system into the populations of the countries in the Round of 16. This data is from the World Bank's Findex. One caveat is that data on Swiss accounts is not available. 

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Posted on June 30, 2014

It looks like the party stopped for the underbanked stock market. In the last six months, underbanked stocks are down. Simultaneously, the Dow and the S&P 500 are up. This is reversal from the recent past. 

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Connecting the Dots: How Wall Street Brings Fringe Lending to Main Street

"I Feel Like I was Set Up to Fail: Inside a For-Profit College Nightmare."

This story was published in Salon Magazine on January 27th, 2014. In March, Senator Richard Durbin cited this story when speaking on behalf of his bill, The Student Loan Borrowers Bill of Rights.

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