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	<title>BANK TALK &#187; Consumer Finance</title>
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	<description>Exploring the Finances of the Unbanked</description>
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		<title>After the Fall of JTX: The New Tax Prep Landscape</title>
		<link>http://banktalk.org/2011/05/06/after-the-fall-of-jtx-the-new-tax-prep-landscape/</link>
		<comments>http://banktalk.org/2011/05/06/after-the-fall-of-jtx-the-new-tax-prep-landscape/#comments</comments>
		<pubDate>Fri, 06 May 2011 14:55:54 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[unbanked]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Emerald Card]]></category>
		<category><![CDATA[H&R Block]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3581</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsAlthough any fate for Jackson Hewitt is far from certain, it might be a good time to speculate about how things will be next year. Jackson Hewitt stock will be delisted from the NYSE on Monday. Even the General Counsel of JTX seems to be jumping ship: Steven Barnett filed a Form 4 notice with [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/05/06/after-the-fall-of-jtx-the-new-tax-prep-landscape/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>The Dark Side of Innovative Credit for the Unbanked</title>
		<link>http://banktalk.org/2011/05/04/innovative-credit-solutions-for-the-unbanked/</link>
		<comments>http://banktalk.org/2011/05/04/innovative-credit-solutions-for-the-unbanked/#comments</comments>
		<pubDate>Wed, 04 May 2011 14:06:55 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[pawn]]></category>
		<category><![CDATA[unbanked]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3559</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsAaron&#8217;s, the Atlanta chain of rent-to-own stores, is under fire after a consumer found that a franchisee was using software to monitor them while they used their rented laptop. A couple in Wyoming said that there was a kill switch embedded into their laptop, which they had rented from Aaron&#8217;s. Although they were apparently current [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Shareholders Could be Wiped Out in a Pre-Packaged Bankruptcy for Jackson Hewitt</title>
		<link>http://banktalk.org/2011/05/02/shareholders-could-be-wiped-out-in-a-pre-packaged-bankruptcy-for-jackson-hewitt/</link>
		<comments>http://banktalk.org/2011/05/02/shareholders-could-be-wiped-out-in-a-pre-packaged-bankruptcy-for-jackson-hewitt/#comments</comments>
		<pubDate>Mon, 02 May 2011 18:26:48 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3544</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsToday&#8217;s Amended and Restated Credit Agreement between Jackson Hewitt (JTX) and Wells Fargo makes reference to pre-packaged bankruptcy for Jackson Hewitt. There had been some rumors about such a plan. The note (in the third paragraph of Item 1.01 in the 8-K released today) is not good news for shareholders. &#8220;the Lenders and the Company [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/05/02/shareholders-could-be-wiped-out-in-a-pre-packaged-bankruptcy-for-jackson-hewitt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Jackson Hewitt Gets Extension on Credit Agreement</title>
		<link>http://banktalk.org/2011/05/02/jackson-hewitt-gets-extension-on-credit-agreement/</link>
		<comments>http://banktalk.org/2011/05/02/jackson-hewitt-gets-extension-on-credit-agreement/#comments</comments>
		<pubDate>Mon, 02 May 2011 15:17:24 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Credit Agreement]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3542</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsJackson Hewitt agreed to an amended credit agreement with Wells Fargo on Friday evening. The new &#8220;Amended and Restated Credit Agreement&#8221; gives JTX another 20 days. It comes with explicit instructions for how Jackson Hewitt spends its money for the duration of the off-tax season period. Jackson Hewitt has a line of credit with Wells [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>SEC Poses More Questions to Jackson Hewitt</title>
		<link>http://banktalk.org/2011/04/27/sec-has-more-questions-for-jackson-hewitt/</link>
		<comments>http://banktalk.org/2011/04/27/sec-has-more-questions-for-jackson-hewitt/#comments</comments>
		<pubDate>Wed, 27 Apr 2011 20:10:08 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[Refund Anticipation Loans]]></category>
		<category><![CDATA[Jackson Hewitt]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3509</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsThe day draws near to when Wells Fargo will decide if it is going to trigger a clause that would require Jackson Hewitt to make a substantial cash payment. The SEC appears to be taking an active interest in this issue. In a January 11, 2011 letter, SEC Assistant Director Larry Spirgel sought answers to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will Credit Come Back on to Debit Cards?</title>
		<link>http://banktalk.org/2011/04/25/will-credit-come-back-on-to-debit-cards/</link>
		<comments>http://banktalk.org/2011/04/25/will-credit-come-back-on-to-debit-cards/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 14:57:38 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[payday]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3495</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsWhile regulators have stopped a debit card program that came with a credit option, they are yet to issue any kind of guidance about the larger issue of credit itself. We know that the Office of Thrift Supervision forced MetaBank to pull back its i-advance card. The OTS acted last fall after consumer groups decried [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Card, Peer-to-Peer, or Payday?</title>
		<link>http://banktalk.org/2011/04/20/credit-card-peer-to-peer-or-payday/</link>
		<comments>http://banktalk.org/2011/04/20/credit-card-peer-to-peer-or-payday/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 14:23:26 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[peer-to-peer lending]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3485</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsWhat is the best option for a consumer seeking an unsecured loan? Peer-to-peer lending bubbled up in 2006 at Prosper, during the innovation-friendly go-go years. The basic idea is to crowdsource debt. Regular folks search for borrowers and borrowers Elizabeth Warren once said that &#8220;looking at it from 10,000 feet, this [peer-to-peer] is a great [...]]]></description>
		<wfw:commentRss>http://banktalk.org/2011/04/20/credit-card-peer-to-peer-or-payday/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank Notes: Dollar Financial, CompuCredit, Continental Prison Systems, HUD Mobile Home Shipments</title>
		<link>http://banktalk.org/2011/04/15/bank-notes-dollar-financial-compucredit-continental-prison-systems-hud-mobile-home-shipments/</link>
		<comments>http://banktalk.org/2011/04/15/bank-notes-dollar-financial-compucredit-continental-prison-systems-hud-mobile-home-shipments/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 18:30:00 +0000</pubDate>
		<dc:creator>Adam Rust</dc:creator>
				<category><![CDATA[Consumer Finance]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[manufactured housing]]></category>
		<category><![CDATA[payday lending]]></category>
		<category><![CDATA[unbanked]]></category>
		<category><![CDATA[CompuCredit]]></category>
		<category><![CDATA[Continental Prison Systems]]></category>
		<category><![CDATA[Credit Suisse]]></category>
		<category><![CDATA[Dollar Financial]]></category>
		<category><![CDATA[HUD Mobile Home Shipments]]></category>
		<category><![CDATA[payday]]></category>

		<guid isPermaLink="false">http://banktalk.org/?p=3473</guid>
		<description><![CDATA[government,politics&#160;news,politics&#160;news,politicsDebit Card for Prisoners Gaining Interest: Continental Prisons Systems (CPSZ) share prices doubled on Thursday. On Friday, it moved another 34 percent.  Continental Prison has a kiosk and a card that enable prisoners to transfer funds. The cards save prisons a lot of money and help to avoid the issues that come with writing checks [...]]]></description>
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		<slash:comments>0</slash:comments>
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