About
Bank Talk was once a site dedicated to manufactured housing and its reform. Manufactured Housing News was solely dedicated to non-profit and co-operatively owned manufactured housing communities. Sometimes, we ventured off into architectural discussion. Witness our interest in cargotecture.
At a certain point, Manufactured Housing News needed to expand. It became Housers. Housers did well. Traffic increased and commenting picked up.
Finally, it was decided that we needed our own domain name. Bank Talk was born.
Subject Matter
This is a blog about finance, but from a decidedly different perspective. Its fun to talk about behavioral economics, and we’ll certainly do some of that. Our main focus, though, is going to be how money intersects with the lives of regular people. We’re more empirical than theoretical, more concrete than abstract, more country than city, more Sonny than Cher.
We will be returning to a few favorites time and time again. Some of our hot topics include:
- TARP
- Refund Anticipation Loans
- The Community Reinvestment Act
- The Earned Income Tax Credit
- Subprime Lending
- Credit Cards
- The Big Banks: Bank of America, Wells Fargo, Citigroup, and JP Morgan Chase
There is a lot to talk about.
Bank Talk is jointly edited by Adam Rust and Peter Skillern. They are Research Director and Executive Director, respectively, of the Community Reinvestment Association of North Carolina. CRA-NC is a 501 (c) 3, based in Durham, North Carolina. Since 1998, we have been advocates seeking to help low-income and minority communities gain access to capital. CRA-NC has reached agreements to secure more than $400 million in funds for home mortgages and small business loans to these groups.
You can reach Adam, who generally runs the site, by emailing him: adam at cra dash nc dot org.
We advocate on a variety of issues from home mortgage lending to aspects of consumer finance. As our name implies, we support the Community Reinvestment Act and work to secure the promise outlined by its enactment in 1977.
We hope you will put Bank Talk on your RSS and visit regularly.
