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	<title>Comments on: Hard to Make Bank in Santa Barbara, eh?</title>
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	<link>http://banktalk.org/2009/06/24/hard-to-make-bank-in-santa-barbara-eh/</link>
	<description>Exploring the Finances of the Unbanked</description>
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		<title>By: Volatile Mix: Refund Anticipation Loans with Payday Loan Option &#124; Bank Talk</title>
		<link>http://banktalk.org/2009/06/24/hard-to-make-bank-in-santa-barbara-eh/comment-page-1/#comment-524</link>
		<dc:creator>Volatile Mix: Refund Anticipation Loans with Payday Loan Option &#124; Bank Talk</dc:creator>
		<pubDate>Thu, 17 Dec 2009 16:20:50 +0000</pubDate>
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		<description>[...] considerable amount of debt tied up in California commercial real estate. Pacific Capital received TARP funding, but to further demonstrate its financial standing, it has been unable to make its TARP dividend [...]</description>
		<content:encoded><![CDATA[<p>[...] considerable amount of debt tied up in California commercial real estate. Pacific Capital received TARP funding, but to further demonstrate its financial standing, it has been unable to make its TARP dividend [...]</p>
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		<title>By: Too Much Clubbiness at Pacific Capital &#124; Bank Talk</title>
		<link>http://banktalk.org/2009/06/24/hard-to-make-bank-in-santa-barbara-eh/comment-page-1/#comment-285</link>
		<dc:creator>Too Much Clubbiness at Pacific Capital &#124; Bank Talk</dc:creator>
		<pubDate>Thu, 03 Sep 2009 20:18:14 +0000</pubDate>
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		<description>[...] their last earnings report here.  It wasn&#8217;t pretty. I have questioned the wisdom of their tax refund business.  I have discussed their capital infusion from TARP, and their inability to make their dividend [...]</description>
		<content:encoded><![CDATA[<p>[...] their last earnings report here.  It wasn&#8217;t pretty. I have questioned the wisdom of their tax refund business.  I have discussed their capital infusion from TARP, and their inability to make their dividend [...]</p>
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		<title>By: Pacific Capital Tanks &#124; Bank Talk</title>
		<link>http://banktalk.org/2009/06/24/hard-to-make-bank-in-santa-barbara-eh/comment-page-1/#comment-242</link>
		<dc:creator>Pacific Capital Tanks &#124; Bank Talk</dc:creator>
		<pubDate>Fri, 31 Jul 2009 19:15:31 +0000</pubDate>
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		<description>[...] Capital, the parent of Santa Barbara Bank &amp; Trust, received $180.6 million in TARP funding last fall.  While the Treasury seems willing to stand by and watch scores of banks fail, it found [...]</description>
		<content:encoded><![CDATA[<p>[...] Capital, the parent of Santa Barbara Bank &amp; Trust, received $180.6 million in TARP funding last fall.  While the Treasury seems willing to stand by and watch scores of banks fail, it found [...]</p>
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