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	<title>Comments on: Looking Back on a Lost Opportunity</title>
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	<link>http://banktalk.org/2008/09/05/looking-back-on-a-lost-opportunity/</link>
	<description>Exploring the Finances of the Unbanked</description>
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		<title>By: Anonymous</title>
		<link>http://banktalk.org/2008/09/05/looking-back-on-a-lost-opportunity/comment-page-1/#comment-78</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Tue, 09 Sep 2008 18:16:53 +0000</pubDate>
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		<description>Great point...I couldn&#039;t agree more.  It doesn&#039;t make any sense to leave your materials out in the rain.  It doesn&#039;t save money to have to run out to the Home Depot across town in order to get more caulk.</description>
		<content:encoded><![CDATA[<p>Great point&#8230;I couldn&#8217;t agree more.  It doesn&#8217;t make any sense to leave your materials out in the rain.  It doesn&#8217;t save money to have to run out to the Home Depot across town in order to get more caulk.</p>
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		<title>By: David Oxhandler</title>
		<link>http://banktalk.org/2008/09/05/looking-back-on-a-lost-opportunity/comment-page-1/#comment-79</link>
		<dc:creator>David Oxhandler</dc:creator>
		<pubDate>Sat, 06 Sep 2008 15:25:54 +0000</pubDate>
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		<description>The problems stem from the government using travel trailers.   Manufactured homes build to the federal HUD code were found to have lower than acceptable levels of formaldehyde.  The problems were with travel trailers that are not regulated by the federal building code.  Using the travel trailers indicates that the folks at FEMA had no real idea what they were ordering or worse just didn&#039;t care.  Either way the level of incompetence was typical of the last 7 years of the Bush administration.  One more case of huge no bid contracts.  Once the money was spent they let the homes sit in storage while people in the gulf region remained homeless.  The guys that were driving the purchasing should be fully investigated to see which way the nickels flowed.

Manufactured housing has matured greatly over the past several years into a very reliable and economical alternative to site building.  Factory built housing makes a lot of sense.  If you were going to buy a new car would you purchase all the parts and get some guys to build it in your driveway?   The same scale of economy and benefit of assembly line production can be found in today&#039;s modern factory build homes.

There is a great video on line with Architect Sarah Susanka describing manufactured or prefab housing and why manufactured housing is built in a controlled environment by craftspeople may be of higher quality than a home built on site. at http://mfdhousing.com/portal/stories.php3?nid=6587</description>
		<content:encoded><![CDATA[<p>The problems stem from the government using travel trailers.   Manufactured homes build to the federal HUD code were found to have lower than acceptable levels of formaldehyde.  The problems were with travel trailers that are not regulated by the federal building code.  Using the travel trailers indicates that the folks at FEMA had no real idea what they were ordering or worse just didn&#8217;t care.  Either way the level of incompetence was typical of the last 7 years of the Bush administration.  One more case of huge no bid contracts.  Once the money was spent they let the homes sit in storage while people in the gulf region remained homeless.  The guys that were driving the purchasing should be fully investigated to see which way the nickels flowed.</p>
<p>Manufactured housing has matured greatly over the past several years into a very reliable and economical alternative to site building.  Factory built housing makes a lot of sense.  If you were going to buy a new car would you purchase all the parts and get some guys to build it in your driveway?   The same scale of economy and benefit of assembly line production can be found in today&#8217;s modern factory build homes.</p>
<p>There is a great video on line with Architect Sarah Susanka describing manufactured or prefab housing and why manufactured housing is built in a controlled environment by craftspeople may be of higher quality than a home built on site. at <a href="http://mfdhousing.com/portal/stories.php3?nid=6587" rel="nofollow">http://mfdhousing.com/portal/stories.php3?nid=6587</a></p>
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